Are you tired of settling for frumpy beachwear that makes you feel older than you are? I’ve spent years testing beach cover ups for over 50 women, and I know the struggle is real. Finding something that provides coverage without screaming “I’ve given up” shouldn’t be so difficult.
After testing dozens of options, I’ve discovered cover ups that actually understand our bodies and what we need—protection from the sun, flattering silhouettes, and styles that transition effortlessly from beach to boardwalk.
Table of Contents
Why Beach Cover Ups Are Essential for Women Over 50
Beach cover ups aren’t just fashion statements. They’re practical necessities that provide:
- Sun protection for increasingly sensitive skin
- Strategic coverage that enhances confidence
- Comfort during beachside activities
- Style that transitions effortlessly from sand to civilization
As we age, our relationship with the sun changes dramatically. Those carefree days of baking in baby oil are (thankfully) behind us, making lightweight beach wraps with UV protection non-negotiable companions for beach days.
11 Best Beach Cover Ups for Over 50 Women That Actually Flatter
1. ANRABESS Crochet Swim Cover Up ($35-45)
This women’s beach kimono from ANRABESS transforms beach days from ordinary to extraordinary with its semi-sheer crochet design and flattering silhouette.
Why it’s on my list: Unlike those flimsy cover ups that cling in all the wrong places, this crochet swim cover up’s generous cut creates a graceful silhouette that works wonders after 50. The subtle scalloped neckline draws the eye up, while the short sleeves provide just enough arm coverage without overheating.
Perfect for: Making a subtle statement while keeping shoulders protected from harsh sun. The white option is actually a lovely cream color that flatters most skin tones better than stark white would.
2. Coolibar UPF 50+ Catalina Beach Cover-Up Dress ($60-85)
When you need a quick dry beach cover that offers serious sun protection, Coolibar’s cotton-blend dress delivers with its UPF 50+ rating.
Why I’m obsessed: This cover up is dermatologist-recommended with sun protection that never washes out. The V-neck frames your face beautifully, while the relaxed fit skims the body without clinging. I wore mine during an entire week-long beach vacation, and it still looked fresh on day seven.
Perfect for: Women who take sun protection seriously or who need to limit sun exposure for medical reasons.
3. ANRABESS Swimsuit Cover Up Sleeveless Knit ($34.99)
Finding a plus size beach cover-up that celebrates rather than hides your shape? This ANRABESS crochet masterpiece proves size-inclusive doesn’t mean style-challenged.
Why it transformed my beach confidence: The intricate crochet pattern creates a bohemian vibe that feels youthful without crossing into inappropriate territory. The open back adds unexpected detail that makes this piece special without revealing too much. As one reviewer noted, it provides “enough coverage to not feel naked or exposed in your swimsuit.”
Perfect for: Making a statement while embracing your curves.
4. HDE Beach Coverups with UPF 50 and Hood ($40-55)
This breathable cotton beach cover-up for women from HDE weighs practically nothing yet delivers serious sun protection with its UPF 50 fabric and thoughtful hooded design.
Why it’s a suitcase essential: The half-zip front makes it easy to put on after a swim, while the hood provides crucial protection for the back of the neck—an area many women over 50 forget to protect. The pockets are deep enough to actually hold your phone and room key, eliminating the need for a purse while wandering the beach.
Perfect for: Hot, humid destinations where you need sun protection without overheating.
5. Coolibar UPF 50+ Swimsuit Cover-Up ($130-145)
When it comes to sun protection beach cover options, this Coolibar cover up doesn’t make you choose between health and style.
Why my dermatologist approves: It’s made with a water-repellent fabric that sheds moisture and accelerates drying time. The built-in hood provides an additional sun shield, and the fabric is resistant to chlorine and salt water damage. I compared it side-by-side with cheaper UPF options, and the quality difference was immediately apparent.
Perfect for: Active beach days when you’re constantly transitioning between water and sand.
6. Coolibar UPF 50+ Tama Poncho Cover-Up ($35-50)
This beach poncho cover-up from Coolibar transforms beach dressing into an art form with its pom-pom trimmed design and boho-chic aesthetic.
Why it justifies the splurge: Made from their proprietary Organic Cotton ZnO™ slub fabric, it guarantees to block 98% of UVA/UVB rays while still looking stylish. The V-neck and slightly bell-shaped sleeves create a flattering silhouette that works well on most body types after 50.
Perfect for: Women who view beach style as an extension of their personal aesthetic.
7. ANRABESS Women Beach Crochet Cover Ups ($30-50)
This bathing suit cover-up dress from ANRABESS features clever design elements that work with—not against—your body after 50.
Why it’s worth every penny: The open, hollow-out crochet pattern provides ventilation on hot days while still offering coverage. Customers rave about how it shows “just enough” while providing substantial coverage. The acrylic material is surprisingly soft against the skin and holds up well to repeated washings.
Perfect for: Women who appreciate thoughtful design details that solve real body concerns.
8. HDE Women’s Short Sleeve Beach Coverup Dress with Hood ($35-50)
For those seeking a sheer swim cover-up with practical features, HDE’s short-sleeved version delivers versatility for everyday beach adventures.
Why it’s unexpectedly flattering: The quick-dry UPF 50 fabric protects against harmful rays, while the half-zip mock neck allows you to adjust the coverage level. The hood provides additional sun protection when needed, and the short sleeves hit at just the right spot to flatter the upper arm area—a concern for many women over 50.
Perfect for: Making an entrance at the resort pool or beachside restaurant.
9. Willit Women’s Long Sleeve Cotton Swim Cover Up ($33-50)
This ingenious lightweight beach wrap from Willit comes with UPF 50+ protection and practical features like a hood and pockets.
Why it’s smarter than it looks: The soft cotton blend fabric feels wonderful against sun-sensitive skin, and the longer tunic length provides coverage for hips and upper thighs. I’ve compared it to similar styles costing twice as much, and this one offers comparable quality at a much better price point.
Perfect for: The minimalist packer who wants maximum protection.
10. Coolibar UPF 50+ Seacoast Swim Cover-Up Dress ($130-145)
This beach cover-up with sleeves from Coolibar addresses one of our top concerns after 50—elegant arm coverage that doesn’t feel matronly.
Why I reach for it repeatedly: Made from their Aqua Vesta fabric that’s soft, silky, and quick-drying, this hooded cover up transitions beautifully from water activities to lounging. The fabric is chlorine and saltwater resistant, making it ideal for pools, oceans, and lakes alike.
Perfect for: Women who want to focus attention on their best features while gently disguising arms.
11. HDE Women’s UPF 30+ Kaftan Dress ($36-48)
Made from eco-friendly beach cover-up materials with UPF 30+ protection, this oversized V-neck maxi from HDE proves sustainability and style aren’t mutually exclusive.
Why it deserves space in your drawer: The generous kaftan styling never clings to problem areas, while the maxi length provides maximum coverage for legs. I particularly appreciate how the V-neck balances the voluminous shape, keeping the look feminine rather than tentlike.
Perfect for: The environmentally conscious beach-goer who refuses to sacrifice style.
Budget-Friendly vs. Luxury: Is The Splurge Worth It?
Let’s talk money. Beach cover ups range from $25 bargains to $200+ designer investments. After testing across price points, here’s my honest take:
Under $50 Options That Actually Perform
- ANRABESS Crochet Swim Cover Up : Best budget-friendly everyday option
- HDE Beach Coverups with UPF 50 and Hood : Great for serious sun protection
- Willit Women’s Long Sleeve Cotton Swim Cover Up : Solid starter option for protection-focused beach trips
Mid-Range Winners ($50-100)
- Coolibar UPF 50+ Catalina Beach Cover-Up Dress: Best overall value for quality and sun protection
- Coolibar UPF 50+ Swimsuit Cover-Up: Most versatile day-to-night option
- Coolibar UPF 50+ Samoa Bay Cover-Up: Best for elegant resort wear
Luxury Investments ($100+)
- Coolibar UPF 50+ Women’s Surf Cover-Up: Worth it for frequent beach-goers
- Coolibar UPF 50+ Ocean Drive Cover-Up: Most versatile for travel beyond the beach
- Sun50 UPF 50+ Women’s Beach Shirt: Best sustainable splurge
My verdict: If you take fewer than three beach trips yearly, stick with options under $50. For frequent travelers or cruisers, investing in one premium Coolibar piece pays dividends in skin health and longevity.
Seasonal Beach Cover Up Guide
Beach fashion isn’t one-size-fits-all across seasons. Here’s how to adapt:
Summer Cover Ups (June-August)
Prioritize lightweight beach wraps that breathe in humidity and high temperatures. Look for:
- Sheer crochet patterns like the ANRABESS designs
- Loose, flowing silhouettes
- Light colors that reflect heat
- UPF protection for midday sun
Best summer pick: ANRABESS Crochet Swim Cover Up for its whisper-light fabric and breathable design
Spring/Fall Beach Trips (March-May, September-November)
Temperature fluctuations require more versatile options. Look for:
- Layers that can be added or removed
- Slightly thicker fabrics for evening breezes
- Designs that pair well with light pants or leggings
- Deeper colors that transition to evening wear
Best spring/fall pick: HDE Beach Coverups with UPF 50 and Hood for its adaptability to changing temperatures
Winter Beach Vacations (December-February)
For tropical escapes during colder months, consider:
- More substantial coverage for sun-deprived winter skin
- Options that layer well with lightweight sweaters
- Cover ups that double as casual dinner wear
- Richer jewel tones that complement winter complexions
Best winter beach pick: Coolibar UPF 50+ Seacoast Swim Cover-Up Dress for its substantial coverage and layering potential
Addressing Common Cover Up Concerns After 50
Let’s tackle the objections that might be holding you back from finding your perfect beach companion:
“Cover ups make me look old and frumpy!”
Solution: Look for styles that create shape rather than hiding it completely. The ANRABESS Crochet Swim Cover Up creates definition without clinging, while the Coolibar Catalina’s V-neck creates a flattering neckline.
“I can never find one that fits my plus-size body.”
Solution: Brands like ANRABESS have expanded their size ranges significantly. Their crochet tunic ranges from sizes S-XXL and is designed to flatter curves, not hide them.
“They’re just not worth the money for how little I’ll use it.”
Solution: Choose versatile styles like the HDE Beach Coverups with UPF 50 and Hood that can double as activewear. I’ve worn mine hiking, kayaking, and even for errands when I need sun protection.
“I’m embarrassed about my arms/legs/stomach.”
Solution: Target your specific concern with strategic styles. For arms, try the Coolibar UPF 50+ Seacoast Swim Cover-Up. For legs, the HDE Women’s UPF 30+ Kaftan Dress provides graceful coverage. For midsection concerns, the ANRABESS Beach Crochet Cover Ups skims without clinging.
Frequently Asked Questions: Beach Cover Ups for Over 50
What’s the best beach cover up for hiding a belly?
For midsection concerns, look for styles that skim rather than cling. The HDE Women’s UPF 30+ Kaftan Dress creates visual interest with its V-neckline while its relaxed silhouette gracefully flows over the midsection. For a budget option, the ANRABESS Crochet Swim Cover Up features a loose cut that never highlights problem areas.
How do I find a cover up that works for my plus size body?
Avoid shapeless sacks that add visual weight. Instead, opt for the ANRABESS Swimsuit Cover Up Sleeveless Knit, which is specifically designed for curves up to size XXL. The subtle waist definition and longer back hem create a flattering silhouette without squeezing.
What’s the most versatile cover up for travel?
The Coolibar UPF 50+ Catalina Beach Cover-Up Dress wins for versatility. Its classic styling works for beach days, sightseeing, casual dinners, and even as a light jacket over tanks and shorts. The V-neckline creates a put-together look that travels far beyond the sand.
How do I find a cover up that offers real sun protection?
Look for UPF-rated fabrics like those in the HDE Beach Coverups with UPF 50 and Hood, which offers UPF 50+ protection. The three-quarter sleeves and hood provide coverage for vulnerable areas like shoulders and neck that often burn first.
Are expensive cover ups really worth the extra money?
It depends on how often you’ll use it and your specific needs. For frequent beach-goers or those with medical reasons to avoid sun exposure, investing in higher-quality fabrics and construction from brands like Coolibar pays off in better protection and longevity. The Coolibar UPF 50+ Seacoast Swim Cover-Up Dress costs more upfront but will outlast multiple cheaper alternatives while providing superior sun protection.
Final Thoughts
Finding the right beach cover up isn’t about hiding your body—it’s about honoring it with pieces that boost your confidence rather than diminish it. At 50+, we deserve beachwear that acknowledges our unique needs without relegating us to the land of frumpy fashion.
Whether you’re hunting for affordable beach cover-ups under $30 or investing in premium pieces that will last for years, the perfect cover up is ultimately the one that makes you excited—not anxious—about heading to the beach.
What’s your go-to cover up style? Have questions about finding the right one for your particular concerns? Drop a comment below and let’s continue the conversation!
Claudia Faucher is a full-time fitness training expert and lifestyle blogger. She is also been a certified Les Mills BodyPump instructor for the past 5 years and a fitness instructor for over 20 years. Claudia is a personal trainer and creates fitness training programs for seniors and people of all ages. She likes to use her skills and experiences to help others on their fitness journeys.
Last update on 2025-05-08 / Affiliate links / Images from Amazon Product Advertising API